A Predictable Funding Process Built for ISO Partners

From submission to funding, Legend Funding provides a clear, transparent workflow that protects your merchant relationships and speeds approvals.

Our ISO-Friendly Workflow

A fast, transparent process designed to support our ISO partners from submission to funding
1

Deal Submission

  • Complete ISO form
  • Upload required documents
  • Optional merchant notes
2

Underwriting Review

  • 2–3 hour review
  • Performance-based evaluation
  • Clear follow-up if needed
3

Approval & Terms

  • Decision sent to Partner Manager
  • Transparent, upfront pricing
  • No hidden fees
4

Funding & Servicing

  • Same-day or next-day funding
  • Dedicated Partner Manager support
  • Early payoff & additional funding options

How We Evaluate Submissions

Our underwriting balances risk management with deal flow speed, focusing on long-term partnership success.
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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.

How to Get Deals Funded Faster

Best practices to speed up approvals and get deals funded without delays
Provide complete, legible bank statements (all pages).
Include accurate revenue and time-in-business data.
Submit all required documents at once to avoid stipulations.
Use notes for unusual merchant circumstances.
Communicate proactively with your Partner Manager.

Built on Trust

<3 Hours
Average Funding Time
0 K+
Businesses Funded
0 + Years
Supporting ISO Partners
$ 0 M+
Total Funded

Latest Insights & Business Tips

Ready to Place Deals With Confidence?

Join a capital partner built to support ISO success with speed, transparency, and trust.

Frequently asked Questions about Merchant cash advance loans

Any U.S.-based small or medium-sized business with consistent revenue can qualify. We work with retail, restaurants, trucking, e-commerce, healthcare, construction, salons, professional services, and more. Even if your credit isn’t perfect, we can still help as long as you have steady monthly deposits.
Most clients receive approvals within a few hours and funding within 24–48 hours once documentation is submitted. We specialize in quick, simplified underwriting so business owners can solve cash-flow needs without waiting weeks
No. Our initial application uses a soft credit pull, which does not impact your credit score. Only after you accept the offer do we complete a full verification.

We only require a few basics:
– Last 3–6 months of business bank statements
– A valid ID
– Voided check / basic business details
No long paperwork, tax returns, or complex statements are needed for most approvals.

You can use Legend Funding for any business purpose, including:
– Inventory & equipment
– Marketing & expansion
– Payroll & operating expenses
– Emergency repairs
– Debt consolidation
– Cash-flow stabilization
We never restrict how you run your business.

No problem — many clients come to us while already working with another lender. We offer second-position, restructures, and consolidation options to improve cash-flow and reduce total daily/weekly stress.